Happy 2016 Ontario!
Well here we are starting another year in the province of Ontario where nothing seems to get boring.
Hydro Rates are going up so it is time to make sure your wiring is up to date and all the least power consuming bulbs are installed. It is a good chance to make sure that everything is safe and if you didn’t do it at Christmas or New Year check & test the Smoke Alarms and Co2 Detectors and their batteries are good.
On the bright side you can save some money on your Auto Insurance (the amount varies from one company to the next) if you have real WINTER TIRES (sorry no all seasons tires allowed for discount). There are rules to follow and they may vary from company to company[any so check with your agent or broker. In general though you have to install them on your vehicle by November first of each winter season and they have to stay on till April first. On last condition I’m aware of you cannot leave the winter tires on year round they must be taken off for the spring, summer and early fall….(don’t shoot the messenger).
If you don’t know much about Winter Tires, try this
Whether you like Good Year, Bridgestone, Michelin or good old Canadian Tire home brand the information is likely there somewhere!
Both my wife and I use Winter Tires, we started to do so years ago as they just did a better safer job in the area we reside in. Neither one of us uses studs in the tires as they are noisy and not allowed in some provinces and states. To date we have got along fine without the studs but some folks swear by them as both my wife and I drive the highway a great deal, the noise, poor handling and extra expense would have me swearing at them. But to each their own.
If you are purchasing Winter Tires just for the insurance Discount you likely won’t find it very cost effective however if those tires save you one collision or allow you to get out of your parking space without a Tow Truck they start to become quite attractive,
Have a Safe and Happy 2016 from all of us here at Sudbury Insurance Brokers!
