Potential Flooding Serves as Home Insurance Reminder

A warning for heavy rain in the Greater Sudbury area and across Northern Ontario has been issued by Environment Canada, and the deluge could lead to some minor flooding.

At this time of year, snow is melting and rains sweep in to cause a perfect environment for overland flooding, and the climate serves as a timely reminder that homeowners need to keep their property secure from the elements.

The best way to do that is to make sure you have adequate home insurance, which includes protection against flooding. Heavy rain of up to 60mm is forecast for Wednesday night and into Thursday morning, with Environment Canada posting:

“Rainfall warnings are issued when 25 mm or more of rain are expected within 24 hours, when the ground is frozen or saturated, and has a reduced ability to absorb rainfall,” the federal weather watcher states in a bulletin.

The rainfall warning has been coupled with a flood statement from Conservation Sudbury, which said waterways could become too high. However, the organization stopped short of issued a warning and said while water may result in minor flooding, levels are still within seasonal ranges. Over the last week there has been substantial downpours, and coupled with seasonal snow melt, there is a recipe for flooding in at risk areas.

If you live in an area that is at risk from overland flooding, it is imperative that you make sure you have sufficient insurance coverage. We can help you find the best protection, whether that be a sewer back-up policy or a more dedicated sewer back-up with overland flooding endorsement.

Home insurance is hugely important to protect your property and valuables from fire, theft, and the climate.